Commercial Finance To Help Your Business Grow
Looking for the right commercial finance broker to support your business growth? CJG Finance specialises in securing tailored commercial and business loans that meet your specific requirements. Whether you need funds for machinery, equipment or commercial property, our expert broker is here to help you find the right loan solution.
We can help you compare commercial loan products from a wide range of lenders and secure finance to achieve your business growth plans. A small business loan can be used to fund a range of business development opportunities including business equipment and assets, vehicles or property. But with so many lenders and products on the market, it can be difficult to work out just what you need and make sure you're getting the best deal and a solution that fits your needs.
We Help You Find The Best Business Financing Options
As a business owner we put ourselves in our client's shoes to work with you and support you throughout your business finance journey. We understand each decision is pivotal to the ongoing success of your business and we will be there every step of the way to support with financing options.
Our clients come from throughout South East Queensland including Brisbane, the Sunshine Coast and Toowoomba. By choosing CJG Finance, you’re opting for a commercial finance broker who goes the extra mile to understand and cater to your unique financial needs. Secure the best commercial and business loans today – let’s take your business to the next level.
Types of Commercial Finance Available
At CJG Finance, we offer a variety of commercial finance options to cater to different business needs:
Machinery and Equipment Finance
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Ideal for businesses looking to purchase or lease new machinery and equipment.
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Financing options are available for manufacturing, construction, mining, and other industries.
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Allows you to preserve working capital while acquiring essential assets.
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Designed for purchasing, refinancing, or developing commercial real estate.
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Suitable for office spaces, retail outlets, warehouses, and industrial properties.
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Flexible loan structures, including fixed and variable interest rates.
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Tailored financing options for purchasing company vehicles or expanding your fleet.
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Options for new and used vehicles, including cars, trucks, and specialised vehicles.
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Helps improve cash flow by spreading the cost of vehicles over manageable instalments.
Working Capital Finance
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Provides liquidity to manage everyday expenses or seize business opportunities.
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Suitable for maintaining cash flow during seasonal fluctuations or funding growth initiatives.
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Options include overdrafts, lines of credit, and invoice financing.
Trade Finance
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Enables businesses involved in import/export to finance goods and services.
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Assists in managing cash flow gaps by covering expenses until payment is received.
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Can include lines of credit and supply chain financing.
Invoice Financing
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Provides immediate access to funds by using outstanding invoices as collateral.
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Helps bridge cash flow gaps, ensuring you have working capital to continue operations.
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Especially beneficial for businesses dealing with delayed payments from clients.
MFAA Excellence Awards State Finalist 2023
Why Choose CJG For Your Commercial and Business Loans?
At CJG Finance, we understand that every business has unique financial needs. Our experienced team of brokers works closely with a vast network of lenders to secure the best terms for you. Here are the key benefits of using CJG Finance to find a commercial loan:
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Industry Expertise: With so many business and commercial loans available, it can be time consuming and confusing to navigate the options without support. With years of experience in business finance, we tailor solutions to your specific needs, whether you’re a small business or an established company.
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Access to a Wide Range of Lenders: Our network includes leading banks and alternative lenders, giving you access to competitive loan options.
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Tailored Loan Solutions: We specialise in securing commercial and business loans across various industries, ensuring the financing solution meets your unique requirements.
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Personalised Service: We take the time to understand your business needs and financial goals to match you with the ideal loan.
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Time-Saving: Let us handle the paperwork and negotiations, so you can focus on running your business.
Ongoing Support: From application to final payment, CJG Finance is with you every step of the way. We’re dedicated to providing ongoing support and advice whenever you need it.
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5 star reviews
Rated 5 out of 5 by all our customers on Google and Facebook.
Direct access to 25+ lenders
A extensive lending panel gives us more options to find the right loan solution.
Higher chance of approval
We know the what lenders are looking for and can increase your chances of approval.
Experienced industry experts
Many years experience mean a deep knowledge of the finance industry & lending market.
Always in
your corner
We work for you not the bank so we're always in your corner negotiating the best terms.
Deliver
great results
We always aim to deliver the best possible results for our clients.
The Benefits of Working With A Commercial Finance Broker
Working with an experienced commercial finance broker means you get access to years of knowledge and experience. We can help you find the right business finance solution, evaluating the products and lenders that most closely match your needs. Business lending can be complicated and time consuming so it makes sense to get help from an expert so that you can get on with running your business.
Pairing ambition with capital can produce incredible results. Whether for an established business or a new entrepreneurial venture, an injection of cash into the business can help take a new company to a market and a seasoned business to a new level.
Business loans help underwrite the dream, venture, idea or expansion plan. By securing this crucial funding, business owners can turn their attention to building their vision for a company's future.
A Commercial Mortgage Broker Can Help You Find The Right Property Finance Solution
When a business reaches the point where it must scale up, purchases of commercial buildings like offices, factories, shops, or even large blocks of land for development can be the next logical step. These purchases may be for owner occupied use or to be held as an investment, creating a passive income stream.
Commercial property finance usually comes with a collateral requirement; lenders expect that a business seeking a sizeable loan will be willing to put up an existing asset as collateral or make a cash contribution. Lenders will often need to evaluate financial history, income, and credit. In some cases, however, a 'lease doc' arrangement can suit a business. Lease Doc arrangements allow property acquisition based on the rental income it generates as a standalone factor. Lease Doc arrangements can be a quick turn-around option for the right situation.
Commercial property loans usually require up to a 30% deposit against the loan's value; the commercial mortgage broker at CJG Finance can help connect buyers to the lender with the best terms and policies.
Cashflow lending & working capital solutions
Cashflow lending helps business owners secure quick funding for unexpected opportunities or shortfalls. For instance, Ally might have a slow month at the café and need some additional cash to meet payroll that month. Perhaps, instead, Ally is doing well but has the chance to upgrade the coffee machines at the café. Lenders will assess the health of her business cash flows, and with the help of CJG Finance, Ally can obtain the funds needed to address where her business is at the moment.
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Often these loans are unsecured and come with straightforward terms. Ally can usually pay out the loan early without incurring any fees. CJG Finance works with lenders that support their clients and helps to customise a favourable arrangement for business owners.
Regardless of the journey, Colin at CJG Finance has the experience and connections to help any business get started or continue to grow. Reach out today if you're interested in learning more about business finance loans.
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What is property development finance?Property development finance involves obtaining a loan to cover the costs of acquiring and developing property for residential, commercial or specialised use. Finance can be provided by banks or by private lenders.
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What types of projects can I finance?Lenders can finance the acquisition of land and various construction and building costs. Types of projects always vary but would generally be split into three types; Residential projects (single dwellings, land sub-divisions, unit & townhouse complexes); Commercial projects (industrial, retail & offices); Specialised assets (examples; pubs, clubs, service stations, medical & childcare centres).
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Will I require pre-sales?Not always; some private lenders will not require pre-sales to secure a loan. Loan requirements are unique to each lender; CJG finance can help you find the right fit.
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What loan terms are available?Loan terms are flexible but generally last between 1-2 years. It is in all parties best interest to achieve the fastest possible construction time.
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What gearing options do I have?Gearing options are dependent on the lender(s) that are being considered; CJG finance will be able to connect you with a lender that is willing to work with your initial investment capital.
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Why should I use CJG Finance for my property development finance?CJG Finance is a valuable help to any development project. We utilise our expertise, connections and understanding of the market to connect developers with interested lenders, acquire competitive interest rates and foster healthy business relationships.
Helping You Unlock The Potential For Your Business To Grow and Protecting Your Cash Flow.
Helping You Find
The Right Funding For Your
Property Development Project.